hospital in Sandusky Ohio

Billing & Insurance

For information regarding financial assistance programs, call our financial counselors at 419-557-7879 or toll-free 800-342-1177 or email

Online Bill Pay

Firelands Regional Medical Center makes it easy to pay your bill. In addition to sending in payment through the US mail or coming in to pay at our cashier window, you can also pay your bill online.

Pay Bill


Firelands Regional Medical Center participates in many healthcare plans. However, patients should always verify the hospital's participation with their insurance provider prior to receiving services.

Surprise Billing

How do I make sure I’m not surprised by the amount of my bill? To help ensure a smooth billing process, we encourage you to take these steps before your visit at Firelands Regional Medical Center:

  1. Confirm your insurance is accepted at Firelands Regional Medical Center or call your insurance company to find out if it has a contract with Firelands Regional Medical Center.
  2. Check your insurance plan to find out what is and isn't covered and whether or not your service requires authorization.
  3. Confirm the copay amount for your visit, as well as any unmet deductible amount.
  4. Be aware of your coinsurance and out-of-pocket maximum.
  5. Update your coordination of benefits with your insurance plan.
  6. If you do not have insurance, review our financial assistance programs.

Click here to learn more about your rights and protections against surprise medical bills.

Haga clic aquí para obtener más información sobre sus derechos y protecciones contra facturas médicas sorpresa.

Accepted Plans

Firelands Regional Medical Center accepts the following insurances. Please contact your plan administrator to determine coverage eligibility. Your plan may be employer-specific, restricted to a narrow network, or limited to select services.

In Network Commercial Plans

  • Aetna
  • Anthem Blue Cross
  • Beech Street
  • Care Source
  • Cigna
  • Clarity Health
  • Cofinity
  • Coventry Health Care
  • FedMed
  • FrontPath
  • Health Ohio Network
  • HealthReach Network
  • HealthSmart
  • Humana
  • Magellan Healthcare
  • Medical Mutual of Ohio (out of network for some regional managed Marketplace plans)
  • Meridian
  • Meritain
  • Multiplan
  • Mutual Health Services
  • Ohio Health Choice
  • Paramount
  • Perennial Advantage
  • Sana Benefits Network
  • SummaCare
  • Three Rivers Provider Network
  • Unicare
  • UnitedHealthcare
  • USA Managed Care Organization
  • Valor Health Plan

In Network Medicare Plans

  • Aetna Advantage Plan
  • Anthem Blue Cross Advantage Plan
  • Buckeye (out-of-network for Marketplace plans)
  • Devoted Health
  • Humana Advantage Plan
  • Medical Mutual of Ohio (out-of-network for some regional managed Marketplace plans)
  • Paramount Advantage Plan
  • SummaCare
  • Traditional Medicare
  • United Healthcare Advantage Plan

In Network Medicaid Plans

  • United Healthcare
  • Caresource
  • Molina (out-of-network for Marketplace plans)
  • Paramount
  • Buckeye (out-of-network for Marketplace plans)
  • Ohio Medicaid
  • Various Out of State Medicaid Plans (Please verify prior to scheduling services)

Governmental Plans

  • Bureau of Workers Compensation
  • Tricare (Champus) Military
  • Veterans Administration


We are pleased to assist physician offices with the precertification process for outpatient imaging services, sleep lab, and echocardiogram when allowable by the patient's insurance company.

Please allow two (2) business days for processing. We will do our best to complete this request, but please remember that some insurance companies do not allow us to perform this function on behalf of the physician office.

For questions, please email

Complete and submit a request for precertification with the form below.

Download the form to complete and fax in. Once you complete the form, please fax it to 419-557-6541.

* Please contact your plan administrator to determine coverage eligibility. Your plan may be employer-specific, restricted to a narrow network, or limited to select services.


Firelands Regional Medical Center
1111 Hayes Ave.
Sandusky, OH 44870

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